Well, that's it. I've officially put all my money into properties, refinanced it out, bought more property and so on. I'm left with not enough to buy another one unless it is turnkey. I don't want turnkey properties though because they're not really much of an investment when you consider how much I can get a piece of junk for and how much I would spend to fix it up (far less than buying something that's turnkey). Without taking on cash partners, what are my options to get more junkers? Some may say hard money, but the interest rates for that are ridiculous; not to mention the large payment I have to make up front. Some may say go to a bank and get a business loan based on my assets. Only problem is that they're all financed to at least 75% LTV, so I don't think a bank would want to get involved with such a little margin. How could someone that's in my situation (who just wants to buy and hold and maybe (just maybe) do a flip or two) get financing or get more properties? I feel like I'm blowing the biggest opportunity of my lifetime and I'm sitting here looking at my local MLS with over 1000 potential investment properties but I have no way I can immediately think of to get any of them. Any suggestions?