Using tax info to get financing? Need advice

[Brian Naley]

I'm looking to get some small 3-4 unit apt buildings and some other commercial property with 2 partners of mine. The problem is I don't have 2 yrs work of tax returns to get financing with the lender on these deals. Now they are saying I should fill out 2 yrs of tax returns at 45k for the past 2 yrs and get them stamped at the IRS. Basically I would be saying that these properties would pay off the tax that I would owe previously. Does this sound like a legit way to get financing? Would I get in trouble with the IRS? I need some advice if I should go threw with it or not.