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Updated over 10 years ago on . Most recent reply

Leigh Ann Smith's profile image
Leigh Ann Smith's profile image
Leigh Ann Smith
  • from Manvel, Texas
  • Member since May 23, 2014
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Leigh Ann Smith's profile image
Leigh Ann Smith's profile image
Leigh Ann Smith
  • from Manvel, Texas
  • Member since May 23, 2014
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Leigh Ann Smith
  • Manvel, TX
127
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309
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Creative Real Estate Financing

Self-directed IRA property as collateral?

Leigh Ann Smith
  • Manvel, TX
Posted

We have some undeveloped land (adjacent to the property on which we live) that is in a self-directed IRA. Is there a way to use this property as collateral on a bank loan, or is it not possible since it is in a trust?

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Terry Lewis's profile image
Terry Lewis's profile image
Terry Lewis
  • Real Estate Lender
  • from La Jolla, California
  • Member since Oct 1, 2014
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Terry Lewis's profile image
Terry Lewis's profile image
Terry Lewis
  • Real Estate Lender
  • from La Jolla, California
  • Member since Oct 1, 2014
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Terry Lewis
  • Real Estate Lender
  • La Jolla, CA
26
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54
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Terry Lewis
  • Real Estate Lender
  • La Jolla, CA
Replied

Hi all,

Not trying to create an argument. IRA's, or pensions can borrow money as long as the money is not commingled. It may not be impossible but good luck borrowing on land from a bank.

Terry Lewis

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