Borrowing when 1099?

[Denise Holder]

Although there are great benefits to being a 1099 employee, borrowing is proving difficult. I need to borrow 20k for a Reno of a cabin in the Allegheny mountains. I went 1099 in January (less than 2 years) and conventional banks and credit unions won't touch me. I don't need much, but who/where can I look for some funding? Also, I'm in Warren PA not Pittsburgh. 

paThank you