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Updated almost 2 years ago on . Most recent reply

Shemar Ricketts's profile image
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Shemar Ricketts
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  • from Montgomery
  • Member since May 24, 2022
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Shemar Ricketts's profile image
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Shemar Ricketts
  • Investor
  • from Montgomery
  • Member since May 24, 2022
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Shemar Ricketts
  • Investor
  • Montgomery
5
Votes |
10
Posts
Creative Real Estate Financing

Delayed Payments after closing

Shemar Ricketts
  • Investor
  • Montgomery
Posted

I’m sure someone has already asked this so I apologize in advance.

My question is, is it possible to buy a property and not actually make a mortgage payment until 6 months after closing?

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Chris Davidson
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  • from Boise, ID
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Chris Davidson
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  • from Boise, ID
  • Member since Mar 16, 2016
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Chris Davidson
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  • Boise, ID
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Chris Davidson
  • Real Estate Agent
  • Boise, ID
Replied
Quote from @Shemar Ricketts:

I’m sure someone has already asked this so I apologize in advance.

My question is, is it possible to buy a property and not actually make a mortgage payment until 6 months after closing?


 Yes! However most lenders will take it back and wreck your credit. Seller finance if you agree to the terms up front, or if you buy all cash. 

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