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Updated about 2 years ago on . Most recent reply
![Everett Morris's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/682175/1621495369-avatar-everettm1.jpg?twic=v1/output=image/crop=1536x1536@0x0/cover=128x128&v=2)
Lines of credit question
Hey everyone!
I recently been looking at other lines of credit options to buy more real estate. I am having a hard time with securing a HELOC, because I don't have enough paid down on my current home. Is there other lines of credit I can explore? I have an LLC that I have my rental income going to. That was recently started last month. I currently rent rooms out in my primary. I am not cash positive, but it has brought my cost down to about 300 a month.
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![Dave Skow's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/231532/1621434898-avatar-daveskow.jpg?twic=v1/output=image/crop=1961x1961@0x0/cover=128x128&v=2)
@Everett Morris contact your bank and also smaller credit unions and bank in your area and ask for a personal LOC ...rate will be high if you qualify and you likely will need to pull funds out and deposit to your account and let season for 2-3 months before you can buy another property