Newbie question - what would you do?

[Cortney Bond]

Hi, Newbie here. Thanks in advance for any and all advice.

I’m about to list my home for sale. I’d like to purchase a duplex or 3 flat with my proceeds and house-hack it.

Here is my question: With a FHA, I know I have to live in the property for a year... is there any way around this? I'd like to live in the duplex for 6 months or so while I look for a primary residence with my fiancé to purchase. But I'm not sure about living there for a year (this would be my property only, not a joint one between us).

What are my other loan options? I don't think I want to put 20% down conventionally because I will also need $$ for my half of down payment on my home with fiancé and of course I need reserves. But is there any other option for me besides FHA? My credit score is good and I'm not worried about qualifying...