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Updated about 4 years ago on . Most recent reply
![Aviv Berkovitch's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1195704/1694716813-avatar-avivb1.jpg?twic=v1/output=image/cover=128x128&v=2)
10 conventional mortgages to one commercial loan
Hi all,
When my wife and I will reach our 10 conventional mortgages limitation.
Can we take a blanket commercial loan for all of the 10 properties, pay/close the conventional mortgages with the bank and repeat the process? (Take new conventional mortgages).
Thanks in advance,
Aviv
Most Popular Reply
![Timothy Hero's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1635688/1736280536-avatar-timhero.jpg?twic=v1/output=image/crop=1785x1785@203x95/cover=128x128&v=2)
I'm a commercial broker and yes, that'll work. When you get the loans with a commercial lender, they do not appear on your credit. Therefor, you're "freeing" up space.