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Updated almost 4 years ago on . Most recent reply
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MoFin Lending review
I know how hard it can sometimes be to find the right lender, so I am leaving this review for anyone who is considering MoFin Lending.
Overall, working with MoFin was a fantastic experience. I had bridge loan with Patch of Land and, long story short, was running against the clock to refinance it out and into a long term loan. As an aside, Patch of Land was absolutely awful to deal with. They made so many errors throughout the process and then, just for the icing on top, were difficult to communicate with. You pretty much have to harass them with multiple e-mails and/or phone calls to get an answer to even the most basic questions/concerns. They were such a nightmare to deal with.
Especially after the horrible experience with POL, MoFin was like a breath of fresh air. They were always responsive when I called or e-mailed. Their requirements, interest rates, and fees were clear from Day One. No last minute "surprises". Once they were processing my loan, they had a great website where I could upload all the docs they needed and it also served as a "checklist", where I could see at a glance if I was missing something. Maybe it was just bad luck but, all the lenders I've used in the past required e-mailing EVERYTHING, documentation-wise. Which I always found to be so clunky and, even worse, unsecure.
It was the smoothest loan process and closing I have ever had! A few weeks after I refinanced out the loan I mentioned above, I also completed a cash-out refi with MoFin, on a duplex I owned free and clear. That loan process and closing also went smoothly.
I am not being compensated for this review nor do I have any ties to MoFin Lending, other than being a borrower and satisfied customer. A special thanks to @George Despotopoulos and James Im.