10/1 Yr. ARM vs 30 Yrs. Fixed Rate

[Zach Kuhns]

So I have a few option the two im tossing around are the:

10/1 Yr. ARM 30 Yrs. @ 3.875%

30 Yr fixed rate @ 4.5%

Finance amount is $144,000

I plan to refinance in a year hopefully anyway but just seeing what others opinions are.

Thank you