Needed: Hard Money Lender In Waterbury CT

[Rich Tirado]

Hello Forum,

I need a hard money lender for a HUD flip in Waterbury CT (Bunker Hill Neighborhood). Our current hard money lender can't move forward on the deal because the appraisal ARV ($182K pg 8 of appraisal) value came in too low. the appraiser choose comps from over a year ago and will not used comps after March 2020 when the market shifted (Buyer to seller). This shift is mostly driven by buyer coming up from NY City who do not want to be in the city for the 2nd wave of COVID19.

My buyer also chose to take advantage of the forbearance for landlords that was offered in CT. This is also causing problems with the lender despite an average credit score of 670.

My Opinion of Value
Rent $1300

AS IS $150K

Repairs $20K

ARV $205K
I am an experienced BPO agent and can back these number up with sales and market analysis. The buyer is an experienced investor as well. 

We need to know by ASAP Friday 10/16/2020

Is there any lender willing to take this deal? I have the appraisal report and credit report.
Thank you