Usually how much reserves shown=loan amount from hardmoney lender

[Miguel Watson]

I have a quick question my wife and I are just getting into real estate. We want to focus on the brrrr strategy and are looking for financing with hard money lenders. I was just wondering based on reserves how much would you be pre approved for? We have 40kcash not including retirement accounts and we’ve been approved from a hml for 100k and I was just thinking that’s a little or is that standard thanks in advance!