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Updated almost 12 years ago on . Most recent reply
How many lender quotes to get?
Hey guys,
I am considering a duplex in Texas and currently have one pre-qualification letter for a conventional loan with 25% down from one lender recommended by realtor.
I am not too happy with a 4.25% rate and points (esp. if we have to put down 25% and not 20%). I WANT to check with 4 other lenders for a better rate within the next 4 days.
Would this HURT MY CREDIT???
Thx,
Edita
Most Popular Reply
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If you do all your rate shopping within a short period of time (i.e. 30 days or less), it typically won't hurt your credit anymore than a single inquiry.
Here's some more info for you: