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Updated over 5 years ago on . Most recent reply

Carl Gerhara's profile image
Carl Gerhara's profile image
Carl Gerhara
  • Member since Aug 30, 2017
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Carl Gerhara's profile image
Carl Gerhara's profile image
Carl Gerhara
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Carl Gerhara
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Private Lending & Conventional Mortgage Advice

Can I get a loan with no income?

Carl Gerhara
Posted

Hello all,

I've been retired for a couple years with no income coming in. I'm interested in purchasing a small multifamily - anywhere from 2-6 units.

Is it possible of obtaining a loan with no income? My credit's been good - never missed a payment on anything before.

Thanks in advance

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Michael Corso's profile image
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Michael Corso
  • Lender
  • from Wildwood Crest, NJ
  • Member since Apr 1, 2017
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Michael Corso's profile image
Michael Corso's profile image
Michael Corso
  • Lender
  • from Wildwood Crest, NJ
  • Member since Apr 1, 2017
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Michael Corso
  • Lender
  • Wildwood Crest, NJ
56
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317
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Michael Corso
  • Lender
  • Wildwood Crest, NJ
Replied

Yes you can get a loan with ZERO income. Usually a good idea to have either credit 680 Plus or a down payment.

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