List of 100% LTV HELOC Lenders

[Paul Bergagna]

I'll soon be closing on a 100% LTV HELOC and thought it might be helpful to the community to list a few lenders whom are doing these. Rates below are generally for credit over 720. Most of the lenders below lend across the US.

• Tower FCU (MD) - No closing costs, P + 1.00%; IO payments
• American Eagle FCU (CT) - No closing costs, P + 2.25%; IO payments
• Nutmeg State (CT) - No closing costs, P + 1.50%; IO payments
• KeyBank - No closing costs, P + 1.86%; IO payments (able to lock in fixed rate on draws)
• Palisades FCU - No closing costs if line is open for 3-years; P + 0.90%; IO payments
• Quorum 
• UBI
• FInex
• Transportation FCU