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Updated over 5 years ago on . Most recent reply

User Stats

42
Posts
31
Votes
Paul Bergagna
31
Votes |
42
Posts

List of 100% LTV HELOC Lenders

Paul Bergagna
Posted

I'll soon be closing on a 100% LTV HELOC and thought it might be helpful to the community to list a few lenders whom are doing these. Rates below are generally for credit over 720. Most of the lenders below lend across the US.

  • Tower FCU (MD) - No closing costs, P + 1.00%; IO payments
  • American Eagle FCU (CT) - No closing costs, P + 2.25%; IO payments
  • Nutmeg State (CT) - No closing costs, P + 1.50%; IO payments
  • KeyBank - No closing costs, P + 1.86%; IO payments (able to lock in fixed rate on draws)
  • Palisades FCU - No closing costs if line is open for 3-years; P + 0.90%; IO payments
  • Quorum 
  • UBI
  • FInex
  • Transportation FCU

Most Popular Reply

User Stats

6
Posts
2
Votes
Robbie Hancock
  • Alexandria, VA
2
Votes |
6
Posts
Robbie Hancock
  • Alexandria, VA
Replied

Signature Federal Credit Union as well. They lend in the continental USA. 

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