Best loan structure and terms for Multifamily

[Sanjoy V.]

Hello everyone, If I plan to buy a property and potentially exit in three hours or less but still I want to have the safety net for 10 years if the market changes what do you suggest. I am concerned about the balloon payments if I took it for 10 years and had to pay back early. What are the typical early payment penalties, let’s say for a 4 million loan. Is interest only better?what are the advantages disadvantages for somebody trying to exit early with having conventional loan versus having interest only for the first three years. Thanks in advance!