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Updated over 18 years ago on . Most recent reply

Minna Reid's profile image
Minna Reid's profile image
Minna Reid
  • Real Estate Broker
  • from Jacksonville FL & Middletown CT
  • Member since Jan 16, 2008
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Minna Reid's profile image
Minna Reid's profile image
Minna Reid
  • Real Estate Broker
  • from Jacksonville FL & Middletown CT
  • Member since Jan 16, 2008
Connect
Minna Reid
  • Real Estate Broker
  • Jacksonville FL & Middletown CT
587
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1,340
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Private Lending & Conventional Mortgage Advice

Is my HML on point?

Minna Reid
  • Real Estate Broker
  • Jacksonville FL & Middletown CT
Posted

With 14%, 4-6 points? I have good credit (over 700) good income, 60k liquid and the deals I'm looking at are under 200k. This is the best rate I've found with an HML in my area. I can go traditional with a halfway in shape property but my understanding is that if it's not inhabitable, I need an HML. Right?

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