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Updated almost 7 years ago,

Richelle Bryan's profile image
Richelle Bryan's profile image
Richelle Bryan
  • Investor
  • from Jackson Heights, New York
  • Member since Jan 3, 2017
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User Stats

74
Posts
21
Votes
Richelle Bryan's profile image
Richelle Bryan's profile image
Richelle Bryan
  • Investor
  • from Jackson Heights, New York
  • Member since Jan 3, 2017
Connect
Richelle Bryan
  • Investor
  • Jackson Heights, NY
21
Votes |
74
Posts
Private Lending & Conventional Mortgage Advice

What Qualifies as Reserves?

Richelle Bryan
  • Investor
  • Jackson Heights, NY
Posted

Hello,

Wondering if mortgage lenders count liquid assets (equities, 401K plus cash) towards the 6 month reserve requirement for a duplex (second property) or is it strictly cash? Also, I have been a landlord on my first property for over two years - same tenants. Does that impact the requirement at all for the first property?

Richelle

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