Self employed need refi to build on currently owned property

[Jennifer Trott]

I'm self employed & own a 17 acre tract of land (paid for) that also has a 2br/2ba modular home I rent out. I want to (hopefully) take out a refinance on this property to build a house. I will have no other debt & my credit score is excellent. However for my taxes on 2016 I had quite a few deductions so my income isn't really reflective of what I earn. I haven't filed my 2017 taxes yet so are there any lenders that will only look at one year's worth of tax statements & perhaps bank statements? I also plan on boarding horses on this property which will be additional income. Can/will they take that into consideration? Thanks for any help/advice!

[Jennifer Trott]

Thanks for the reply Chris! I'm waiting on some 1099 forms so I can get my taxes done (fun times). 

I hadn't thought about a commercial loan.. I thought those were for large amounts? I'm only wanting to finance about $175k & the farm activity is just side income. It's not, nor would it be, my main source of income. And I can't help but laugh at the backyard hipster chickens in Oakland ;).. makes me immediately think of the Portlandia episode where they ask the waitress if the chicken is local organic which is followed by a bunch of completely nonsense questions about the chicken's personal life. LOL