solo 401k - pay cash or finance real estate

[JC Conchas]

BP, I'm in the process of setting up a solo 401k. Does it make sense to pay cash for small 6 unit MF rental, or should I get a commercial loan? After speaking with some lenders, most commercial loosens are max of 60% LTV, because they must be non-recourse loans. Since the property will be in a solo 401k, I don't have any benefit of using mortgage interest or depreciation for that matter, on my taxes. Should I pay cash for a property, thus maximising the account growth, because most of the rental income will grow the account faster? no loan to pay back. if I finance the purchase I could buy two or three properties, but lower cash flow, since I'll have loans to pay... I'm stuck. can't decide one way or the other. I feel the analysis paralysis closing in on me... JC