Should I transfer title to my name for better financing?

[Logan Turner]

Hi, 

I have a rental property in Texas with a 75k private loan. Property is valued at 145k. I'm looking to do a cash out refinance on the property. It is currently in my LLC and all the lending choices I have come across so far have been kinda crap compared to conventional. Best choice so far is 80% LTV, 15 year am, adjusts every 5 years at 6.5%.

Should I transfer this property into my name and get conventional? (I'm not near the limit and would easily qualify with DTI). Are there banks out there that don't require a seasoning period, or one less than 6 months, since my private loan is due in 5 - 6 months.

Also, what is the best way to transfer title to myself? warranty deed, quit claim deed? Can I do this on my own or do I need an attorney or title company?  All in West Texas. Any lenders in the state I would love to chat. I've spoken with 8 banks locally so far.