BRRRR lender - looking for a bank in Illinois

[Christian Ivanov]

I just bought a foreclosed property and I am looking to refi it after the remodel is done.  The value will be higher.  Most of the banks make you wait for a full year to use the new appraised value.  Does anyone know a lender that will not make me wait for a year?  By the way, I am looking for a bank that will offer me low rates.  Thank you in advance.