Is my financing delima unusual?

[Graham Nash]

BP,

I need a hand, please. Here’s the package deal…

1 duplex, 1 SFR, owner doesn't want to sell them separately. I'm looking at/for financing options. My goal is to take advantage of a fixed rate, long term conventional loan/s. It's my understanding I have access to at least 10. True? I've tried 8 local banks, they all want to go the commercial route. Which means an ARM, short term and more out of pocket costs.

I’m in Macon, which is in the middle of GA. Atlanta is really close. If anyone knows of a bank there that offers this type of loan, please let me know.

Also, I’ve never used an out of state lender, but I’m not opposed to it. I have a couple of names, but would really appreciate some references based on previous experience…

Thanks for reading and have a good day.

Graham