Hello, I stumbled into BP about a week ago and since then I have listened to 5-10 podcasts, a webinar, and read a few articles.  I really have appreciated the service being provided here as a new comer.  I had looked at buying a house a few years ago, but backed off because I didn't know where to start with little money, this time my goal is to start building passive income and make money work for me.

I live in the Denver area.  I recently talked to a mortgage broker to get more information about CHFA (a colorado first time home buyers assistance program) and he pretty much said it is impossible to buy my first home as a duplex without a large down payment.  

I don't have any partners (though my roommate said he might be interested), I don't have a ton of money to throw at it.  

Can you help me learn?

What options are the mortgage broker missing? I was trying to do research into CHFA, but I am unable to find any details on qualifications and regulations, if you have a resource or website that I can read, I would greatly appreciate it.

As I told the mortgage broker, I am willing to jump through hoops if that will get me to my goals, I'll do the research, I just need some help to find the next steps.

Thank you!