Advise Please: C1 Zoning and 2 unit building Des Plaines

[Muhammad Rizwan]

I am under contract for 2 unit building in Des Plaines, IL. Lender refused to loan few days before closing because of below reason. The property is required cosmetic work and not structural damage.

Can anyone help me to refer conventional loan lender who can finance this property. I can down payment 25%. Any input will be appreciated.

"Subject property is located in a commercial zoning district and is a legal non-conforming use. Per the Des Plaines Zoning Department the subject cannot be rebuilt as a multi-unit property if destroyed more than 50%."

Key words. Zoning, Commercial, Skokie, Morton Grove, Legal non conforming, nonconforming