Hit 10 Mortages - How Do I Continue From Here?

[Jeff McRitchie]

My wife and I started real estate investing about four years ago.  We like the buy and hold philosophy and have done 5 rehabs of foreclosures.  We are in the process of obtaining our 10th conventional mortgage and our broker is telling us that after this we will have reached the Max with Fannie & Freddy.  I am wondering if someone else who has reached this point could give me advice for where to go from here?  All of our properties are currently rented and cash flowing.  Not really excited to sell any but could.  Here are some of the options that we are considering...

1. Go commercial and look at investing in larger multi unit

2. Try to find a regional bank / portfolio lender that doesn't have a rule of 10 properties

3. Switch to flipping using hard money / private lending for awhile

I know there are a ton of seasoned investors here.  Just wondering what you did when you hit this particular point.