Getting a loan

[Aaron Smith]

Hi All,

I'm considering taking a break from my job in order to have more time to focus on multifamily investment. I have a decent bankroll, 1031 from another property and IRA self direct, however I'm wondering how difficult it will be to get a commercial loan without the income from my job. If I'm buying properties that cash flow, will that be enough to qualify for standard 25% down commercial financing for 5+ unit properties. Will the banks also take extra cash on hand as a consideration? Thanks for your advice.