Due on Sale Clause?

[Heidi C.]

I purchased a home for sale by owner 5.5 years ago with a wrap around mortgage. I received a notice of foreclosure from the bank who has the original loan because of a due on sale clause. I am current on payments. The legal team for Wells Fargo refuses to speak with me despite my sending them the deed of trust, Warranty Deed with Vendor's Lien, and Real Estate Loan. He will not give them authorization to speak to me.

The man I purchased the home from is saying if I sign the deed back over to him this will all go away and added he states should he be able to get refinanced at another institution he will sign the deed back over to me....that is a lot to ask from a single mom who has worked her butt off to provide this home and school district for my kids. What can I do? I am in Texas. what are my options? Thank you