Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated almost 10 years ago on . Most recent reply
![Bryan Hylenski's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/273212/1694888064-avatar-bryanh3.jpg?twic=v1/output=image/cover=128x128&v=2)
Have money, cash flow and collateral, but no lender!
Hello,
I am moving home from overseas I have 100k to put a down place on a house. There are homes available in my area in the 200-300 range, that want to buy. I also own four homes that net me about $1200 a month in cashflow, in that same area. But, the catch is I am moving home with my own business. I have very little monthly income at the moment, because I'm not at home. But, my wife and I have never missed a payment on any of our 5 properties in more then 15 years, our tenants are happy and every place has been vacancy free for nearly three years. My business has income coming in, and I even have a contract from my manufacturer guaranteeing me a 50,000$ a year salary, as a base price. This is my minimum salary he has guaranteed me, but i can't seem to get a lender to work with me. My credit score is nearly 800. Any help would be greatly appreciated. I'm moving back to longmont, Colorado.