Investment property financing

[New Lor]

Hello BP community! Total newbie here seeking some advice.

I have been told by my local financial institution that all of their loans for investment type properties require 25% down at this time. Does anyone have any recommendations for other institutions or other ways to finance a rental property. My situation is as follows.

60k annual income

25k available to put down

only debt is my car at $250 p/month

Excellent credit score 

Would like to see if there is any other conventional loan options that would allow a lower percentage down in order to maximize on what i have at the moment.

Am currently working with a local agent to find a duplex as a first investment property in the northern Madison, WI area.

I am completely new to real estate and have been doing tons of reading here on BP. I am still learning all the lingo and numbers but am finally in a good position to start investing. Look forward to hearing your ideas!