Financing with <20% down

[Steve Burt]

Hi all, I am looking to make my first Real Estate investment purchase within the next 3-6 months. I have will have around 30-60k to put down. Would it be possible for me to find a way to get a loan at 85-90 LTV? It seems like some people here have somehow received conventional loans with 5% down which is a lot different than what I have been reading elsewhere.

If this isnt possible, would it be better to try to enter real estate as a hard money/bridge lender in the short term in order to grow the portion of my funds I could use for downpayment?