Any issue with getting mortgage for second home and then renting it out?

[Jolene Perry]

I am considering a purchase of a second home that I will probably want to rent out for a couple of year's until I am ready to move to the new location. Since interest rates are higher if I go in calling it an investment property rather than a second home, is there an issue if I do call it a second home and then decide to rent for the two years?

[Cal C.]

Only issue is mortgage fraud.