Regarding FHA loan

[Hyeseong Park]

Does anybody know if my father can prove his income to a lender when I try applying for an FHA loan instead of my income?

Also want to know if the father needs to be a US citizen or permanent resident, as my dad is from a different country but I'm a permanent resident in PA.

Not sure if this is depending on each lender since it is related to Federal.

Thank you!

[Andrew Postell]

@Hyeseong Park  a "foreign resident" can't co-sign for you...but if he is a legal resident, then it's possible.

[Matthew Kwan]

HI Hyeseong, as long you can prove that the borrower can legally work or stay in the US with some source of income then anyone can apply for conventional.

@Albert Bui @Carlos Valencia

[Jacob Sherman]

Is he a non permanent resident cosgining for you ? 

[Andrew Postell]

@Hyeseong Park  a "foreign resident" can't co-sign for you...but if he is a legal resident, then it's possible.

[Hyeseong Park]

Quote from @Jacob Sherman:

Is he a non permanent resident cosgining for you ? 

 Yes.

[Jacob Sherman]

Quote from @Hyeseong Park:

Quote from @Jacob Sherman:

Is he a non permanent resident cosgining for you ? 

 Yes.

 Does he have work authorization ? 2 years of tax returns ? 

[Hyeseong Park]

Quote from @Jacob Sherman:

Quote from @Hyeseong Park:

Quote from @Jacob Sherman:

Is he a non permanent resident cosgining for you ? 

 Yes.

 Does he have work authorization ? 2 years of tax returns ? 

Yes both he has. but not the US ones. 

[Matthew Kwan]

Quote from @Jacob Sherman:

Quote from @Hyeseong Park:

Quote from @Jacob Sherman:

Is he a non permanent resident cosgining for you ? 

 Yes.

 Does he have work authorization ? 2 years of tax returns ? 

 2 years of employment history. The tax returns can be most recent year or two years depending if it's freeddie or fannie, assuming you are self employment and needing to use your taxes as income.