underwriting problems/help

[Chris Nonn]

hey everyone,

love reading and listening to post/podcast..have a problem that I am running into that hopefully other people know the answer to or have ran into it themselves.

I currently own a home and am trying to get another..I have the 20% down for the next. My expenses are minimal, roommates cover current mortgage plus a few. The underwriter is giving me a hard time due to the fact that I work for a family business. I have had the house 2 years, and had roommates which I claimed income for 2013 (only year I had them and still do).

My question is why does it matter that I work for family business (which is incorporated) and getting W2's?

Also they are giving me a hard time because the house I want to move into cost less then my current houses tax appraisal. (I guess they are trying to figure out why I want to "downgrade"). With that said.. the purchase price of current home is less then the purchase price of new home.

I know that is all over the place