Getting confused about DSCR & commercial loans

[Annette Barnett]

Hi again,

Under contract to sell SF home - closing on Sept 7th, 1031 clocks start ticking to identify and purchase multi-family property.   

I'm starting to reach out to a number of you (lenders) who have responded to my posts, thank you!  I've got some potential properties that you can run numbers on.  

MY CONFUSION: I have seen/read that if I get a DSCR commercial multifamily loan (5 units or more), I can get rates in the 5s or 6s??  Such as here:

https://trussfinancialgroup.com/debt-service-coverage-ratio-...

Where it shows the starting rate of 5.97%.  Yes, this could be bait and switch.  Called and left a message. 

I've also heard that I can get a lower DSCR rate if I work with a lender who requires my taxes? Everywhere I look online I read that DSCR loans don't require taxes. Seems like this is not always the case?

Little help please . . 

~Annette