Loan Advice - 1st rental property Northern Virginia (Not Norfolk)

[Bryce Carr]

Hi everyone, 

I am 21 years old and am looking at purchasing my first rental here shortly. I ran into a snag when trying to get pre-approved for a loan. My lender said that I can't get a loan for an investment property because I don't have a credit history aside from being an authorized user on my parent's card. Lender said I would qualify for a primary residence, but not an investment property. 

Any tips on how to receive financing for this first property? Credit cards are in the mail to start building personal history, but wondering if there are any other options out there. 

[Bryce Carr]

Thanks, Miranda!