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Updated over 2 years ago on . Most recent reply

Ryan Blankenship's profile image
Ryan Blankenship's profile image
Ryan Blankenship
  • Real Estate Agent
  • from Lancaster, OH
  • Member since Mar 26, 2022
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15
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Ryan Blankenship's profile image
Ryan Blankenship's profile image
Ryan Blankenship
  • Real Estate Agent
  • from Lancaster, OH
  • Member since Mar 26, 2022
Connect
Ryan Blankenship
  • Real Estate Agent
  • Lancaster, OH
25
Votes |
15
Posts
Private Lending & Conventional Mortgage Advice

10% Down Second-Home Jumbo loan

Ryan Blankenship
  • Real Estate Agent
  • Lancaster, OH
Posted

I have a buyer that would like to buy a vacation home with 10% down, but the property is 969k and considered a "Jumbo-loan". Under this categorization, local lenders are requiring 20% down. Any recommendations on how to keep a 10% down payment?

Columbus, Ohio
1 Vote
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Caroline Gerardo's profile image
Caroline Gerardo's profile image
Caroline Gerardo
  • Lender
  • from Laguna Niguel, CA
  • Member since Mar 2, 2015
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Caroline Gerardo's profile image
Caroline Gerardo's profile image
Caroline Gerardo
  • Lender
  • from Laguna Niguel, CA
  • Member since Mar 2, 2015
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Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
2,330
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2,894
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Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
Replied

needs: 722 middle FICO, 12 months reserves, property near a state park or some very clear paper reason, 2 years IRS taxes full doc, comps past 3 months with a loan not cash... and other ins and outs

2 Votes
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