Cape Coral, FL hurricanes often? Is it damaging?

[Allen Wu]

Hi All,

First time experiencing hurricane season on my duplex in Cape Coral. Anything I should be worried about? Not in flood zone. Have flood insurance for first year (just in case). My property is in the SE side. Really appreciate your help. Thanks!

[Stetson Miller]

@Allen Wu If it's not in a flood zone, I personally wouldn't recommend flood insurance on the property. Historically, Cape Coral has done very well with flooding, even in the flood zones.

Keep in mind, if a location has even the slightest chance of flood waters causing significant damage, the bank will require additional insurance on their asset. If they're comfortable with not holding a flood policy, you should be too!