Updated about 5 years ago on .
Feel taken advantage off.
I’m getting ready to close on a duplex with a locked rate of 2.8% conventional.
The day before closing the lender calls me an tells me they made a mistake in the system and therefore my rate is now 3%.
They said they put the house in as a single unit instead of a duplex. Which is ********. They’ve known it’s a duplex. I’ve written multiple papers to them about how I’m going to occupy one side.
They’ve always had doubts that I’ll actually be living in it, which I actually plan on doing so.
They doubt it because I bought a single family and it’s already paid off, they’ve been questioning me why would u move from a single family to live with neighbors this whole time.
My plan is to move in for a year and rent both out.
What should I do. I’m frustrated.
Paper signing was suppose to be Wednesday 3/3/2021.
Not sure what to do.