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Updated almost 4 years ago,

User Stats

42
Posts
1
Votes

Feel taken advantage off.

Posted

I’m getting ready to close on a duplex with a locked rate of 2.8% conventional.

The day before closing the lender calls me an tells me they made a mistake in the system and therefore my rate is now 3%.

They said they put the house in as a single unit instead of a duplex. Which is ********. They’ve known it’s a duplex. I’ve written multiple papers to them about how I’m going to occupy one side.

They’ve always had doubts that I’ll actually be living in it, which I actually plan on doing so.

They doubt it because I bought a single family and it’s already paid off, they’ve been questioning me why would u move from a single family to live with neighbors this whole time.

My plan is to move in for a year and rent both out.

What should I do. I’m frustrated.

Paper signing was suppose to be Wednesday 3/3/2021.

Not sure what to do.