Mortgage brokers giving different responses?

[Roger Evans]

Just received this from a mortgage broker I found on Zillow

“Unfortunately since you already owned a 2 family. Buying another multi will not work. You will need to have a valid reason why you are moving from a 2-family to 3-4 unit family home where you are going to have share units more than one unit from a 2 family.

You can however buy a single family home with 5% down.

Please let me know if you have any questions.”

In 2017 I went from a single family to a three unit with no issues, the same lender has already issued me a pre-approval right now I’m just shopping for the best rate and surprisingly a lot of mortgage brokers seem to be giving different answers. I know each bank or mortgage broker has access to different deals, One mentioned needing 20% down for an owner occupied 3 family? Even though I have over a 750+ credit score, I know times are tough and a lot of lenders are worried about giving out loans but aren’t a lot of these mortgage brokers paid by commission and not salary?