Hard money to refinance process

[Nicolas Yopp]

Hi,

I'm still trying to grasp the idea how the process works. First you get hard money loan then when ready to refinance. How do you refinance into your name? Do you need to have good credit scores and low DTI? Just trying to get an understanding how the process works on the refinance side. What do they check etc.... I don't have any spare cash to invest unless I go the hard money route.

I'm still working on cleaning up my credit - broken leg twice with in 2 1/2 years and not able to work for almost 9 months to a year really hurt me.  But back to normal and really focusing paying off my debt.