Another title insurance question

[Joe Henderson]

We have placed a pre-auction bud at auction.com and have a title insurance question. Reading a lot of posts have not answered ours.

Auction.com states: "Buyer may receive a Special Warranty Deed or equivalent if Buyer is able to purchase title insurance without delaying the closing (title fees typ...").

The 'if' in there is worrisome. If I understand correctly title insurance is bought at closing usually through their (auction.com's) title company. Seems pretty obvious a buyer would like to know the answer to this 'if' before the last minute and preferably before handing over any money. If title insurance cannot be bought then a quitclaim deed is given- not very appealing to me.

Can someone school us a little on this and what steps we should take if our offer is accepted. It is Dekalb County Georgia and a cash sale.