What would you do?

[Deren Huang]

Semi-personal options here, but would like to hear the pro/con's of both sides and to hear your opinions of the situation!

30-40k liquid

#1: Anti-American Dream

FHA/203k loan (max in our area is 271k, 3.5% down, and PMI)

buy a du/tri/quad-plex live in one side for a year and rent other sides

Move after a year. rinse repeat.

#2: Semi-American Dream

FHA loan/203k to buy SFH for me and my wife to live in, live in 1 year move etc.

Conventional loan on much smaller du/tri/quad-plex (100-150k)

#3: American dream

Conventional loan, get the biggest 30 year note we can and dont think about investing, of course get a white picket fence. ( ; haha

[Patrick Liska]

#4 Achieve the american dream - FHA/ 203K loan, 20% down, no PMI - $200,000 purchase price, tri/ quad- plex, live for year in one and collect on 2 or 3. 2 family will not bring in enough. now repeat after a year while collecting 3 or 4 income from your first purchase.