refinancing my property

[Matthew Thorp]

I took out a 3 year loan for 200,000 dollars to purchase and renovate my 3 bed 2 bath SF with the intent to hold it for a year and sell it tax free but now am aiming towards refinancing and renting it out.  The property is now valued at 275,000 and am charging 1350 a month.  I am having trouble finding a bank to give me a loan to refinance it.  Can more experience investors give me some pieces of advice.