can someone give me some advice on this??

[Patrick Wilson]

I found a Hard Money lender, but haven't contacted them yet do to the fact I don't want to sound dumb and very new. Can I get some advice on what questions to ask? How to approach them? Would it be ok to ask If I can defer the 1,000 dollar fee tell closing or ask if they require a monthly payment (it doesn't say it in there)

Thanks!!!!

Here is what they have for a program for fix and flips

Investor
Fix & Flip

No Qualifying
No Income
No Assets
No Points
No Prepayment Penalty
12% – 18% Interest Only*
6 Month Term
(Extension Provisions Available)
Up to 80% Loan to Cost
$1,000 Flat Fee

* APR 18.93% assuming
loan size of $250,000