LLC or liability insurance

[Tim Bee]

I have heard of a case where the lawyer was able to somehow poke holes in the LLC that enabled access to someone's personal assets. I have also heard of a case where the tenant sued the LLC that contained several other houses in it. It would be very expensive to get a LLC for each house. Another option: 5M of umbrella insurance ($1080) for the rental properties and also get a few million for personal liability ($1200). LLC or liability insurance, which is better when dealing with 15-20 SFRs?