Looking for assistance/guidance.

[Carson DuVall]

I am lost and could really use some guidance from someone with more experience. Totally willing to pay someone for their time. I currently have one Airbnb property that is cash flowing about 15k/year and has been doing that for 2 years. The property has about 300k in equity. I am wanting to build another property for STR on a lot that I own free and clear and was just told by my lender she can't make the loan happen. I don't have a W-2 job and am a self-employed contractor. I am hoping to get over this hurdle and learn in the process. Wondering what those with more experience would do in my situation.