I need advice on my next move

[Amber Layman]

I currently own 2 short term rentals in South Bend IN. One was purchased 8/1/21 and has a mortgage. The other, purchased 1-11-22, I paid 70k cash for. My guess is that it would appraise at 85k now. I thought I'd be able to pull the cash from the second property once I had it ready for STR. I've since learned that banks don't offer delayed financing or cash out refinancing if the property wont appraise for 100k or more. I feel like I've hit a wall. I would like to purchase a multiunit in Michigan City IN. Does anyone offer financing based on proof of cashflow (which averages $2,200 a month on just the first property). The second property cashflowed about $1000 the first month (3/2021). I have bank statements to support my more than 100k self employment income, just don't have my 2021 tax forms from my accountant yet.