I found a good deal but do not have enough for downpayment!

[Susan Tan]

I found a good 3plex deal in a A-/B+ area of Cincinnati, OH. I don't want to wholesale or flip the 3plex deal that I found on the MLS. I don't have enough cash for downpayment. It's not a rehab gut project but the rooms need minor repairs. My final goal is to turn the property into 3 different airbnbs starting in 2021. What are my options?
1. Hard money loan at high interest rate so that I can offer al 100% cash offer to seller? 

2. Private money? I've never done this before. 

3. Other ideas?