4 Buildings, 4 Units each....Commercial or 4 SF loans?

[Michael Esselman]

Looking at property that is comprised of 16 units total but in 4 buildings with 4 units each. For financing purposes would it be better to try for one commercial or work to get the seller to structure the deal so each building is "sold" separately? I've not other outstanding loans except a personal residence and have enough to cover a 30% downpayment if needed. Thanks.